Thieves are coming up with more and more devious ways to try and trick you into giving them personal or financial information. We hope these alerts will help you stay up-to-date on the latest scams, so you can avoid becoming a victim.

Latest News

April 23

Boston Marathon Bombing Used to Disseminate Malware and Conduct Financial Fraud

An advisory released by the Governors Homeland Security Council and the Center for Internet Security warns that the recent bombing during the Boston Marathon could be used as a means to disseminate malware through malicious links or websites. In addition, multiple fake charities were reported to have been created minutes after the explosions.

Please click here to see the advisory for details regarding the threats and recommended actions consumers can take to avoid becoming a victim to these frauds.

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April 23

FTC Report: Consumer Fraud in the United States

The Federal Trade Commission (FTC) has released their report, Consumer Fraud in the United States, 2011. This report discusses the findings of the third survey commissioned by the FTC and conducted in late 2011 and early 2012 to examine consumer experiences involving fraud.

Two of the most frequently reported frauds by survey participants were fraudulent prize promotions and fraudulent work-at-home programs. According to the report, approximately 2.4 million people spent money on a fraudulent prize promotion in which they paid fees for prizes never received. An estimated 1.8 million people paid for programs that made earnings claims for home-based businesses, but the work-at-home programs produced less than half the earnings promised. Because many buyers tried more than one program, work-at-home businesses accounted for an estimated 2.8 million incidents of fraud. For more information, click here to read the report.

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April 19

Secure Your ID Day: Shred Paperwork You No Longer Need

Identity theft is an enormous problem, but there are a number of steps you can take to secure your personal information.

Over half of identity theft victims can trace the theft to something that was stolen from their possession. So here's the first rule: If you don't need it, shred it - responsibly. Better Business Bureau is urging businesses and consumers alike to take advantage of BBB's Secure Your ID Day featuring free, on-site shredding on April 20, 2013. Read more.

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April 8

8 in 10 Companies Suffered Web-borne Attacks

March 29, Help Net Security
A survey conducted by Webroot found that 80 percent of companies experienced at least one variety of Web-borne attacks in 2012, and that phishing was the most common attack, among other findings. Read more.

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March 27

IRS Releases the Dirty Dozen Tax Scams for 2013

IR-2013-33, March 26, 2013

WASHINGTON - The Internal Revenue Service today issued its annual "Dirty Dozen" list of tax scams, reminding taxpayers to use caution during tax season to protect themselves against a wide range of schemes ranging from identity theft to return preparer fraud. Read more.

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March 13

US Postal Service warns of foreign lottery scams

KABC Los Angeles
A letter you receive in the mail informs you that you've just won several million dollars in a foreign lottery. But now you've got to send them money for processing or taxes. It sounds like an obvious scam to most of us, but many seniors are falling for it every day. A Monday news conference kicked off Consumer Protection Week. Postal inspectors said foreign lottery scams have bilked thousands of Americans out of millions of dollars. Seniors are usually the victims. Regina Faulkerson, assistant postal inspector, said the past three years have seen over $42 million stolen from victims, though most of the crimes go unreported. Read more.

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February 25

Beware of Bogus IRS E-Mails

The IRS has issued a warning to taxpayers who receive emails claiming to be from the agency. "Scammers use the IRS name or logo to make the message appear authentic so you will respond to it," the warning reads, adding that the tactic is actually "phishing" -- attempting to trick recipients into revealing personal and financial information, which can lead to ID theft. Read more.

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February 13
Global malicious websites increase by 600% 
Help Net Security 
A Websense Security Labs report detailed several findings regarding Web-based cyberattacks, including that legitimate hosting services hosted 85 percent of malicious sites. Read more.

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January 30

E-mail Claiming to Be From the FDIC

The Federal Deposit Insurance Corporation (FDIC) has received numerous reports of fraudulent e-mails that have the appearance of being sent from the FDIC.

While the e-mails exhibit variations in the "From" and "Subject" lines, the messages are similar.

The fraudulent e-mails are addressed to the attention of the "Accounting Department" and meant to notify recipients that that that "ACH and WIRE transactions" are being blocked until "a special security software" is installed.

They then instruct recipients to go to a Web site for instructions on how to download the necessary files by clicking on a hyper-link provided (Note: the Web site addresses (URL) vary widely).

This e-mail and link are fraudulent. Recipients should consider the intent of this e-mail as an attempt to collect personal or confidential information, or to load malicious software onto end users' computers. Recipients should not click on the link provided.

The FDIC does not issue unsolicited e-mails to consumers or business account holders.

For more Consumer Alerts visit:   http://fdic.gov/consumers/consumer/alerts/?source=govdelivery

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December 7, American Banker 
Skimming, trapping threatened ATMs in 2012: Survey 
Fraud and physical attacks against ATMs rose globally in 2012, according to a survey of 225 respondents worldwide released December 6 by the ATM Industry Association. According to the survey, the swiping of details embedded in the magnetic stripes of debit and credit cards inserted into ATMs remains the top threat to ATM security, followed by the deployment of devices that trap cash or cards and prevent them from being dispensed to customers. The use of gas and explosives to destroy ATMs increased in the past six months as well, according to the survey. Forty-five percent of those surveyed said criminal attacks on ATMs in their country or region rose since the second quarter, while 53 percent said fraud and attacks on ATMs have added costs to their businesses. Roughly 54 percent of respondents said they invested more in security technology compared with six months ago, while 42 percent report no change in their investment. Read more.

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November 23, Silicon Republic
Fake Apple invoices in your inbox could lead to empty bank accounts
Fake Apple invoices are appearing in inboxes that contain a Blackhole exploit kit and a trojan that is designed to log users' keystrokes and ultimately compromise bank accounts, Silicon Republic reported November 23. The multi-pronged approach was discovered by a Sophos researcher who reported it in the Naked Security blog. The online criminals who circulated the fake invoices are using a form of social engineering where users think they are being billed for an expensive product they never bought. Read more.

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November 12, Help Net Security
One in four users at risk due to outdated browsers
Nearly a quarter of users do not use the latest browser versions, and those using Mozilla Firefox are the slowest when it comes to updating, which leaves them open to Web-based attacks, Kaspersky Lab warns. The research differentiates between older (but still supported) versions of the browsers and the outdated ones, but still point out that 23 percent of the users have not opted for the latest versions and the security improvement they bring. Read more

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November 6, Help Net Security 
"USPS delivery problem" spam leads to malware
Help Net Security reported November 6 that fake emails seemingly coming from U.S. Postal Service (USPS) telling customers that they have failed to deliver packages on time actually contain a downloader trojan. Hoax-Slayer warned that the USPS logo, delivery bar code, and shipping numbers make the spoofed notification look rather legitimate. However, the link that supposedly takes users to a printable shipping label with instructions to take it to the nearest "UPS" office will actually lead users to a compromised Web site that will automatically download a file named Shipping_Label_USPS.zip. At the time when the spam campaign was first spotted the Trojan had an extremely low detection rate. Read more

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November 2, The Register 
One in seven North American home networks full of malware
One in seven home networks in North America are infected with malware, a recent study reveals. Half the threats detected during the third quarter of 2012 were made up of spam-distributing zombies or banking trojans, while the remainder were mostly adware and other lesser threats, according to the study by Kindsight Security Labs. The study was based on data gathered from the security firm's service provider customers. Consumers most commonly get infected with malware after visiting Web sites contaminated with exploit kits via drive-by attacks. Kindsight names the ZeroAccess botnet as among the worst menaces to Internet safety. ZeroAccess was the most active botnet in the third quarter, with more than 2 million infected users worldwide with 685,000 in the United States alone. Read more

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IRS warns of sophisticated phishing scheme using fake IRS website
AL.com
A sophisticated phishing scheme that uses an official-looking but fake Internal Revenue Service (IRS) Web site has been netting victims, the IRS said November 1. The scam uses a Web site that mimics the IRS e-Services registration page to collect personal information. The official page provides products for tax preparers, not the general public. "The phony Web page looks almost identical to the real one," the IRS said in a prepared statement. "Criminals use these sites to lure people into providing personal and financial information that may be used to steal the victim's money or identity." Read more

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November 2
Cybercriminals Take Advantage of Disaster to Spread Malware
Users are reminded to be on the lookout for emails or postings pleading for donations or offering exclusive video following Sandy which, in fact, contain malware, spyware, Trojans, or viruses. For example, Verizon recently discovered a new link delivering a Sykipot variant in a file called Disaster_Relief_Info.ZIP, which contains Disaster_Relief_Info.scr. Based upon the information available, Verizon believes this lure is likely being used in targeted attacks and is likely retrieved by clicking on a link in a phishing email. Previous Sykipot campaigns have heavily targeted the DIB and other government organizations at the state and federal levels. For full details please, see Verizon Business Security Blog

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October 25
Advanced malware allows cybercriminals to empty a bank account in one go
Softpedia
Security firm AVG released its Community Powered Threat Report for the third quarter of 2012. The study focuses on the 2.0 version of the Blackhole exploit kit, the evolution of malware and other threats that marked the past quarter. According to AVG, the Blackhole exploit kit leads both the toolkit and the malware markets with a share of almost 76 percent, respectively 63 percent. Considering that the crimekit's authors launched the 2.0 version, experts say its market share will grow even further and the attacks it utilizes in will become even more "aggressive" because of the advanced evasion techniques recently integrated into it. Read more

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October 24
ATMs may be top targets for crime: Verizon report
American Banker 
More than half of intrusions in the financial industry in a recent study led by Verizon involved tampering with ATMs, the company said in a report published October 24. Overall, 61 percent of security threats involved physical tampering, including the installation of skimming and camera devices on ATMs. Roughly one in four threats involved malware that captures user names and passwords. Another 22 percent involved hacking. According to the study, 56 percent of data breaches compromised ATMs. Another 21 percent of attacks compromised database servers, while 13 percent involved Web servers. Overall, 96 percent of threats to banks originated externally and emanated mostly from professional criminal organizations in Eastern Europe and elsewhere, according to the study. Still, 9 percent of breaches involved employees of the target company, one of the highest rates of internal breaches among industries the group examined. Insiders were people who typically handled financial transactions, such as bank tellers and loan officers, the study found. Read more

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October 17
Bank Systems and Technology

One in four customers are card fraud victims, study finds
A new study looking at the behavior and concerns of customers worldwide concerning card fraud was released October 17 by payments solutions provider ACI Worldwide and the Aite Group, a research firm. The 2012 fraud report, titled "Global Consumers React to Fraud: Beware Back of Wallet," found that 27 percent of global consumers had been hit by credit card fraud over the past 5 years. The study asked more than 5,200 customers in more than 17 countries around the globe if they had experienced card fraud and how that had changed their consumer behavior. Read more

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October 15
Next-generation malware: Changing the game in security's operations center
Dark Reading
Sophisticated, automated malware attacks are spurring enterprises to shift their security technology and staffing strategies. In many new cases, augmentations to malware involves no human author, rather, it is being created by an automated program that continually tweaks known attacks in new ways, so that it will not be recognized by antivirus or intrusion prevention systems. Read more

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October 14
New scam pilfers social security checks at banks
Associated Press
A new scam is diverting Social Security checks from seniors by re-routing the checks using direct deposit systems at banks, the Associated Press reported October 14. Scammers typically gain the name and bank account number of victims through phony lottery and sweepstakes schemes. Then the scammers call the Social Security Administration (SSA) posing as the victims and re-route the checks to an account the scam artists can tap. The SSA has found more than 19,000 unauthorized attempts to change direct deposit accounts and receives another 50 each day. Read more

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October 4
Bogus Skype password change notifications lead to phishing
Help Net Security 
Bogus emails supposedly sent by Skype are targeting users of the popular VoIP service, saying their Skype password was ―successfully changed.‖ Users who have not recently initiated the password change themselves are in danger of believing their account is being hijacked and following the offered links. Those that do will be faced with a spoofed Skype login page that sends the entered login credentials to the scammers behind the phishing attempt. Users are advised to always log into the legitimate online services only via the official login page. Read more

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Fake Visa/Mastercard 'Security incident' notifications doing rounds
Help Net Security

Bogus emails purportedly sent by the Visa/Mastercard "Identity Theft Department" are targeting the cards' users by trying to convince them that a "security incident" has put their online banking and credit card credentials at risk, Help Net Security reported September 27. Unfortunately for those users who click a link included in the emails, the destination page is a phishing page. "Although the fake form is not hosted on a secure (https) site as all genuine online financial transactions would be, the scammers have made an attempt to make the process seem more authentic by providing a typical image based security code field," Hoax-Slayer reported. Users who enter the requested details will then be taken to further fake pages that request more financial and personal details. All information submitted on the bogus form will be sent to online criminals and used to make fraudulent transactions in the victim's name. Read more

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October 3
Fraudulent E-mails Claiming to Be From the FDIC
This message is to notify you of fraudulent e-mails in circulation claiming to be from the FDIC.  Please consider both to be fraudulent.

The Federal Deposit Insurance Corporation (FDIC) has received numerous reports of fraudulent e-mails that have the appearance of being sent from the FDIC.

While the e-mails exhibit variations in the "Subject" lines, the messages are similar.  They all make reference to the suspension of recipient's ability to conduct transfers via ACH and/or wire transfer.  The e-mails then encourage recipients to install a software update by clicking on a link provided.  They then say that functionality will be restored once the software update is installed.

These e-mails and the link provided are fraudulent.  Recipients should consider the intent of these e-mails to load malicious software on the recipient's computer, or to collect personal or confidential information.  Recipients should not click on the link provided.

The FDIC does not send unsolicited e-mails to consumers or business account holders.

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September 19
Victims of phishing attacks unaware their websites are compromised, APWG finds
Softpedia
A study by the Anti-Phishing Working Group (APWG) reveals many Web site owners whose domains have been compromised by phishers are unaware that they are victims of a cybercriminal operation. In order to ensure their phishing campaigns do not get interrupted by security solutions providers, cybercriminals often take over legitimate hosts on which they plant their malicious Web pages. The results of the study show attackers are still mostly targeting environments that rely on Linux, Apache, MySQL, andPHP. The biggest concern is that in 80 percent of the cases, the site's owners are unaware they are part of a criminal operation until a third party notifies them. Read more

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September 12
Skimming threatens debit card users, while fraud strikes 1 percent of credit card transactions. 
CardRatings.com 
Twice as many credit card fraud cases involve phone or online transactions than retail sales, according to new data from FICO, CardRatings.com reported September 12. However, researchers found that sophisticated counterfeit rings have raised the stakes for merchants over the most recent 20-month survey period. Researchers reported an increase in skimming. ATMs, grocery stores, and automated fuel pumps topped the list of places where criminals use stolen or cloned debit cards. According to a company spokesman, fraud rings usually test stolen cards with smaller online transactions. In a statement to reporters, he described online tests as a "relatively safe" way for thieves to learn whether victims notice extra purchases on their monthly statements. The theory rings true with researchers at J.D. Power and Associates, where the results of an annual customer satisfaction survey showed that nearly a quarter of reported credit card problems involved fraudulent transactions. Read more

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September 13, 2012
Fraudulent E-mails in Circulation
This message is to notify you of two fraudulent e-mails in circulation claiming to be from the FDIC.  Please consider both to be fraudulent.

The first fraudulent email includes statements pertaining to the Bankruptcy Reform Act of 1978 and the Investor Protection Law under the Securities Act of 1933. The contact information claims to be [email protected], and the area code of (646) is used is for the Washington Office. The FDIC does not have email addresses @execs.com and (202) is the area code for the Washington Office. A form, which is attached to the cover letter, purports to be an "FDIC Claimant Verification" form. It too is fraudulent.

The second fraudulent email claims to originate at [email protected] and pertains to ACH transactions. The recipient is told that an ACH transaction has not been delivered; the recipient is requested to download the update via a link.

These e-mails are fraudulent and were not sent by the FDIC. Recipients should consider these e-mails as an attempt to steal money or obtain personal or confidential information from the recipient. Recipients should NOT, under any circumstances, send funds as requested or provide any personal financial information. Also, please do not click on the links provided in the fraudulent emails, as this may load malicious software onto end users' computers. As a reminder, the FDIC does not send unsolicited emails to consumers or business account holders.

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September 12
CONSUMER ALERT: "Ransomware" Scam Tying Up Personal Computers
Wisconsin Department of Agriculture, Trade and Consumer Protection
If your computer locks up and a screen appears telling you that you owe a fine for accessing illegal material on the internet, you are the victim of Reveton "ransomware."  "The FBI has issued a warning about ransomware, and now we're hearing from Wisconsin consumers who are victims," says Sandy Chalmers, Administrator of Trade and Consumer Protection.  "Use caution when online, and don't pay money to unlock your computer."  Unlike a traditional virus which infects computers when the user opens a file or attachment, Reveton infects a computer when the user clicks on a compromised website.  Read More

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September 4
Fake AmEx 'security verification' phishing emails doing rounds
Help Net Security
Malicious spam emails impersonating American Express (AmEx) have been hitting inboxes in the last few days, trying to make recipients open an attached HTML file to gather personal information, Help Net Security reported September 4. The email purports to be a notification about a "Membership Security Verification," and warns the users that a "slight error" has been detected in their AmEx accounts. To make it right - and not lose access to their accounts in the next 48 hours - the victims are urged to download the attached HTML file and open it in a browser. The phishers are looking for every bit of personal and financial data they can get, including the users' name, address, home and work telephone numbers, Social Security number, mother's maiden name and date of birth, users' date of birth, AmEx credit card number, expiration date, card security code, ATM PIN, email address, and the password for it. All of the information submitted on the fake form will be sent to online criminals and subsequently used to steal the identities of victims as well as use their credit card details to conduct fraudulent transactions, according to Hoax-Slayer. Read more


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August 31
Curbing card fraud at the pump
BankInfoSecurity
Card fraud linked to pay-at-the-pump gas terminals is growing, and that trend will continue until more fraudster convictions are publicized, some security experts say, according to BankInfoSecurity August 31. Meanwhile, in an effort to help prevent fraud, one trade association is testing a system designed to help alert convenience stores and others about potential skimming threats. A fraud expert at Aite said that many card issuers speculate that the increases are linked to crime rings that want to exploit the card data they have in-hand before the U.S. payments infrastructure migrates to chip-card technology, part of a movement to comply with the global Europay, MasterCard, Visa standard. To help combat skimming, the Petroleum Convenience Alliance for Technology Standards (PCATS) is beta-testing a skimming database that logs reports of pay-at-the-pump skimming incidents. PCATS is working with about 10 retail and petroleum brands to collect data that can be used to identify common targets. Once regions or certain terminal brands have been identified as being hit by skimming most often, PCATS notifies other convenience stores and gas stations that are likely to be the next victims. Read more

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August 29, 2012
Intuit security tool spam campaign making the rounds once again
Softpedia
Malicious emails claiming to originate from Intuit are attempting to convince recipients they need to install a piece of software to access their QuickBooks accounts, giving them a deadline to comply. The email looks the same as an older variant that made rounds over a year ago. It seems this spam campaign has been reinitialized to steal sensitive data from Intuit customers. The message reads: "You will not be able to access your Intuit QuickBooks account without Intuit Security Tool (IST) after 31th of August, 2012. You can download Intuit Security Tool here." The links from the email currently lead to a compromised Web site from Denmark on which the cybercriminals planted a phishing Web page. The company has warned users to avoid such emails ever since the campaign started. They highlight the fact that legitimate emails will never contain "software update" or "software download" attachments. Read more

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August 24, 2012 
Poor passwords cracked in seconds
PC Magazine
A Sophos researcher who reported on the initial hack of Phillips Electronics recently, noted the plaintext password collection contained some extremely simple choices. He also conducted an experiment cracking those password hashes. He downloaded the free open-source tool John the Ripper to a basic laptop and input the list of hashed passwords into the cracking tool. It cracked a quarter of the passwords in 3 seconds or less, and fully half of them in 50 minutes. When the researcher ended the test at 2 hours, John the Ripper had cracked 53 percent of the hashed passwords. Read more

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August 17, 2012

'MS Cyber-Crime Department' warnings lead to phishing
Help Net Security
Emails purportedly sent by the Microsoft Cyber-Crime Department warning all Internet users their email account may be deleted from the world email server has been hitting inboxes around the world. The phishers used the official logo of the Microsoft Digital Crimes Unit to lend the email an aura of legitimacy. Following the embedded email will take the victims to a page where they are asked to supply their email address, username, and password. The inputted information is sent directly to the phishers. Read More.

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August 16, 2012
Fraudulent Email Claiming to be from UPS Circulating
UPS is seeing an increase in fraudulent emails from unauthorized third parties not associated with the company.  These e-mail messages referred to as "phishing" or "spoofing" come in many different forms and are becoming more common and may appear legitimate by incorporating company brands, colors, or other legal disclaimers.  In addition to other fraudulent emails (see examples below), there are new spoofs currently circulating. Some of these emails mention a "21 day notice" while others ask you to "surf" to the Billing Center. These emails point to invalid Billing Center hyperlinks that are revealed when you hold your cursor over them. These links may contain malware, which could potentially corrupt your computer.  Read More.

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August 15, 2012
Consumers targeted in door-to-door sales scams
Milwaukee Journal Sentinel

The Wisconsin Better Business Bureau has received 18 complaints this year about door-to-door sales of magazines and books. The complaints come from across the state, from Appleton, Superior and Hudson to Pewaukee and Milwaukee. The national Better Business Bureau warned that it is seeing an increase in complaints about door-to-door sales of such things as magazines, meat, cosmetics, cleaning supplies and home repairs. The BBB has received 1,147 complaints of door-to-door salespeople nationwide through July of this year compared with 1,300 in all of 2011. The majority of the complaints this year - more than 600 nationally - were about companies selling magazines. Most were from consumers who paid for magazines they never received. Often, the salesperson claimed to be working for a local school or charity fundraiser. Governmental agencies and consumer groups say the most important rules are not to let salespeople into your home, and to hold off on purchasing anything until you've researched the company. Read More.

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July 30, 2012
Fake Groupon discount emails carry malware
Cybercriminals have spammed out malware, attached to emails claiming to be related to discounts for offers on Groupon. The emails, which have the poorly spelt subject line of "Groupon dicount gifts" (in itself something which should ring alarm bells), pretend to come from Groupon, and claim that one of your friends has found a deal on the website. Read More.

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June 19, 2012 --IDG News Service
Fake Android antivirus app likely linked to Zeus banking Trojan, researchers say
A recently discovered fake Android security application is most likely a mobile component of the Zeus banking malware, security researchers from antivirus firm Kaspersky Lab said June 18. Called Android Security Suite Premium, the rogue app is capable of stealing SMS messages and uploading them to a remote server. When launched, the app displays a shield image that long associated with Windows fake antivirus programs. However, this might not be a mobile scareware app, but a new variant of ZitMo - Zeus in the Mobile, a Kaspersky Lab senior malware analyst said. 
Read More.

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June 11, 2012
A human firewall? Tips to keep information secure
As we've discussed on Portals and Rails in the past, PIN cardholder verification offered by ATM and debit cards has proven superior in preventing fraudulent transactions compared to signature cardholder verification. And while a PIN is a solid fraud deterrent, it is by no means 100 percent effective in reducing fraud. As we are in the midst of ATM and Debit Card Safety Awareness Month, it is important for consumers to understand their responsibility in the fight against cardholder fraud. Read more.

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June 6, 2012 -- Bank Info Security
LinkedIn: Hashed Passwords Breached
LinkedIn has confirmed that a breach of its network compromised hashed passwords associated with accounts. While LinkedIn has not yet confirmed how many passwords were affected, some reports estimate nearly 6.5 million could have been compromised.  In a blog LinkedIn posted and updated June 6, the social network, which has about 150 million users, says it is continuing to investigate the hack and is notifying affected LinkedIn members about the next steps they should take to ensure their accounts' security. Read more.

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May 22, 2012 -- IDG News Service
Banking malware spies on victims by hijacking webcams, microphones, researchers say
A new variant of SpyEye malware allows cybercriminals to monitor potential bank fraud victims by hijacking their Web cams and microphones, according to security researchers from Kaspersky Lab May 21. SpyEye is a computer trojan that specifically targets online banking users. Like its older cousin, Zeus, SpyEye is no longer being developed by its original author but is still widely used by cybercriminals. SpyEye's plug-in-based architecture allows third-party malware developers to extend its original functionality, a Kaspersky Lab malware researcher said. Read More.

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May 8, 2012-- Green Bay Press Gazette
Wire-transfer scams hitting Wisconsin consumers
The Wisconsin Department of Agriculture, Trade and Consumer Protection received a rash of complaints in April from victims of wire fraud, with scammers taking between $2,500 and $16,000 from the victims. In three cases, the consumers were victims of the "grandparents scam." The other two consumers were victims of a "Nigerian scam" and a check-cashing scam. These scam victims were often elderly and were from all around the state. "Scammers love wire transfers because once they have convinced you to send money through these means, it's nearly impossible to get the money back," said Sandy Chalmers, division administrator for Trade and Consumer Protection. Read more.

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April 30, 2012
Processor Warns of Hacking Trend
Smaller Merchants Especially Vulnerable to POS Attacks
Over the past year, First Data, the largest payments processor in the U.S., has seen an uptick in "trolling" - hackers sniffing networks for remote access into point-of-sale systems that are open or loosely protected.  Read more.

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April 24, 2012 -- Help Net Security
Phishing and malware meet check fraud
Trusteer recently uncovered a scam in an underground forum that shows how data obtained through phishing and malware attacks can be used to make one of the oldest forms of fraud - check forging - even harder to prevent. The scam involves a criminal selling pre-printed checks linked to corporate bank accounts in the United States, the United Kingdom, and China. The criminal is selling falsified bank checks made with specialized printing equipment, ink, and paper. For $5 each, they will supply checks that use stolen data provided by the buyer. Read More.

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April 2, 2012 -- CNNMoney
1.5 million card numbers at risk from hack
A data breach at a payments processing firm potentially compromised up to 1.5 million credit and debit card numbers from all of major card brands. Global Payments, a company that processes card transactions, confirmed March 30 that "card data may have been accessed." It said it discovered the intrusion in early March and "promptly" notified others in the industry. Global Payments released a statement April 1 with more details. 
Read More.

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March 28, 2012 -- U.S. Federal Trade Commission
FTC takes action against bogus precious metals investment scheme
The U.S. Federal Trade Commission (FTC) has taken action to halt a telemarketing operation that allegedly took millions of dollars from senior citizens by conning them into buying precious metals on credit without clearly disclosing significant costs and risks, including the likelihood that consumers would subsequently have to pay more money or lose their investment, according to a March 28 press release. Read More.

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March 26, 2012-- MSNBC
Hackers turn credit report websites against consumers
The most important tool consumers have to fight against identity theft has been turned against them by hackers, MSNBC reported March 26. Web sites that offer consumers a chance to see credit reports are being brazenly used by hackers to steal information. The prices of the reports rise and fall depending on the credit score of the victim. For consumers with credit scores in the 750s, report data might fetch $80; reports from victims with scores in the low 600s sell for about half that, according to "for sale" pages viewed by MSNBC. Read More.

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March 15, 2012 -- Milwaukee Journal Sentinel
Phony debt collectors scamming victims into paying loans
Wisconsin's financial regulator is warning of a scam in which crooks pose as debt collectors and pressure people into sending them money, in some cases to pay for loans the consumers never even took out. Sometimes the fake debt collectors call with personal information they've somehow acquired, such as a bank account number, which makes them sound more legitimate, said Peter Bildsten, secretary of the Wisconsin Department of Financial Institutions. The most common threat: The person will be put into jail if payment isn't made. The state financial regulator is aware of only 10 times in which people in Wisconsin fell for the scheme, losing an average of $400. Often the fake collectors will demand money related to payday loans, but that is not the only type of loans they've cited while trying to confuse potential victims. Milwaukee Journal Sentinel

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March 13, 2012 -- IDG News
Cybercriminals bypass e-banking protections with fraudulent SIM cards, says Trusteer
Cybercriminals are impersonating victims to obtain replacement SIM cards from mobile carriers, which they then use to defeat phone-based Internet banking protections, security vendor Trusteer said in a March 13 blog post. Trusteer researchers have recently seen variants of the Gozi online banking trojan injecting rogue Web forms into online banking sessions to trick victims into exposing their phone's international mobile equipment identity number, in addition to other personal and security data. 
Read More.

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March 8, 2012 -- If you receive an email from www.harlandclarkes.com (with an 's') OR if it is forwarded to you:

  1. DELETE IT IMMEDIATELY; and
  2. DO NOT CLICK THE LINK PROVIDED; it contains a malicious link. Opening it could risk you downloading a virus.

SITUATION:
On Wednesday, March 7, the Corporate Security Group of Harland Clarke Holdings Corp. became aware that multiple Harland Clarke and Harland Financial Solutions clients had received an email from a sender FRAUDULENTLY claiming to be the iReports Data Warehouse.

TO REITERATE:
This fraudulent email is NOT originating from any Harland Clarke Holdings business. It appears to be part of a malicious and isolated phishing spam attack.

ACTIONS UNDERWAY:
HCHC's Corporate Security Group is actively working with IT and business resources within Harland Clarke and Harland Financial Solutions to control and mitigate this attack. This is an isolated incident and has no bearing on your organization's relationship with any HCHC entity.

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March 2, 2012 -- Help Net Security
Bogus US SEC notification leads to malware
Notifications purportedly sent by the U.S. Securities and Exchange Commission have been hitting in-boxes and trying to trick users into following a malicious link, GFI warned March 2. Those who open the link included in the e-mail will be redirected through a number of sites and will finally end at one that hosts the Blackhole exploit kit, which is able to take advantage of many Adobe Reader, Acrobat and Flash vulnerabilities, as well as some in Java and Windows Media Player. 
Read More.

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March 1, 2012 -- USA Today
Phishing scam targets taxpayers who use tax software
The growing popularity of tax preparation software has led to a rise in e-mail scams targeted at do-it-yourself taxpayers, USA Today reported March 1. Intuit, parent of TurboTax and numerous other tax preparation products, has seen a "marked increase" this year in reports of fraudulent e-mails that claim to come from it, a spokeswoman said. Recent examples included one with "Your Intuit.com order confirmation" in the subject line. Another read: "QuickBooks Security Notice." 
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Feb. 16, 2012 -- The Internal Revenue Service today issued its annual "Dirty Dozen" ranking of tax scams, reminding taxpayers to use caution during tax season to protect themselves against a wide range of schemes ranging from identity theft to return preparer fraud.